The problem I am having is that I am in a area with only three local dental office all of which are not affiliated with any dental insurance plans. So I have to find dental insurance that offer coverage’s for out of network dentist. All I can find are in network dental plans only. Can you please advise.
Reply: You will want to review dental PPO plans or dental Indemnity plans. PPo dental insurance plans will typically let you choose your own dentist even if they are not a plan provider (note: sometimes at a reduce benefit so make sure you read the term and conditions carefully ) A dental Indemnity insurance plan has no provider you get to chose whom you want to go to. These plans can be slightly more costly then PPO insurance plan, yet both will help you in keep with a current dentist.