Short term dental insurance with no waiting periods.
Question: I looking for a monthly insurance plan that I can use that dose not have waiting periods where I am not forced into keeping it for a year.
Reply: Most insurance plans that provide a monthly payment options can be canceled with a 30 day write request to do so. Sure buying a PPO plan that has waiting periods for short term use may not make the best sense.
You may want to review dental HMO plans a they generally do not have waiting periods before their benefits start. However, read each plan carefully some do have cancellation charges if cancelled before having it for one full year.