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Dental Insurance health care, How does HMO dental plan work

Wednesday, Jul. 14th 2010 7:14 AM

I just got my dental insurance though my job.  This is the first time I had dental insurance.  With my prior jobs I only got medical insurance plans.  So I do not know how dental insurance works.  It says that it is an HMO offer though Delta Dental.

So does  HMO plans work I my medial I pay 40.00 each time a see a doctor and get billed for anything extra my plan does not take care of.  Or do I pay the dentist and get paid back from the dental insurance company like my brother dental plan.  I do not know these things so any help would be great.

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