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Dental Insurance health care, How does HMO dental plan work

Wednesday, Jul. 14th 2010 7:14 AM

I just got my dental insurance though my job.  This is the first time I had dental insurance.  With my prior jobs I only got medical insurance plans.  So I do not know how dental insurance works.  It says that it is an HMO offer though Delta Dental.

So does  HMO plans work I my medial I pay 40.00 each time a see a doctor and get billed for anything extra my plan does not take care of.  Or do I pay the dentist and get paid back from the dental insurance company like my brother dental plan.  I do not know these things so any help would be great.

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Dental Insurance health care, How does HMO dental plan work, 4.7 out of 5 based on 3 ratings

One Comment on “

Dental Insurance health care, How does HMO dental plan work

  1. Caroline Jackey Says:

    Well normally on HMOs dental insurance plans dental services are schedule out. The schedule will show you the cost for all the different dental services that are covered.

    You only have to pay the schedule amount show for dental services render. This save you from having to file out claim forms or wait for any refunds.

    That said it is best to read your policy information regarding the dental plan you have. If you have further questions about your dental insurance plan you may want to call the dental insurance company.

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