I just got my dental insurance though my job. This is the first time I had dental insurance. With my prior jobs I only got medical insurance plans. So I do not know how dental insurance works. It says that it is an HMO offer though Delta Dental.
So does HMO plans work I my medial I pay 40.00 each time a see a doctor and get billed for anything extra my plan does not take care of. Or do I pay the dentist and get paid back from the dental insurance company like my brother dental plan. I do not know these things so any help would be great.
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