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Dental insurance plans, What is the real deal with dental discount plans?

Monday, Jul. 12th 2010 9:51 AM

My job offer us medical and dental insurance and although the medial is good enough for me the dental insurance they are providing with it is a joke.  That being said I know I will never us my dental insurance plan though work.

I though I would see what I can get on line so I search for dental insurance.  What do I get website offing time and time again dental discount plans.   I am not going to rule them out since they seem to offer better discounts then what I get for cover with the plan I currently have.   However why is it that if I am looking for dental insurance what I get are dental discount plans?

How do dental discount plan work?  Are they for real or just one of the many scams out their on line?  Please tell me more about discount plans and if you know where I can fine dental insurance plans.

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One Comment on “

Dental insurance plans, What is the real deal with dental discount plans?

  1. Larry Says:

    Dental Discount

    You will want to use caution with this type of dental plan since it is not insurance. The managing organizations have negotiated with local dental offices to establish a set price for a particular dental procedure and offer deep discounts (some up to 70%) off the regular ADA pricing code. This plan has several advantages over traditional dental insurance plans, namely, there are no exclusions for pre-existing conditions. This allows a patient to receive immediate coverage for work without meeting any waiting period requirements.

    I suggest that if you are going to buy a dental discount plan buy it from a license insurance agent or agency. As far as dental insurance quote you may be able to get a dental insurance quote depending on what state you live in right here on this web site. Just enter your zip code in the box noted at the top of the screen.

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